Harness The Power of AHL’s Bank Statement Plan: Asset Assist
In a dynamic financial world, where the traditional norms of lending are continuously being challenged and innovated, AHL Funding presents its groundbreaking Bank Statement Plan, known as Asset Assist. This program not only streamlines the loan process for those with fluctuating incomes or unconventional income sources but also integrates tangible assets into the equation, ensuring […]
Full Documentation Loans: The AHL Approach
In an increasingly digital age, the mortgage industry has seen an evolution in how loans are processed, approved, and managed. Amidst these changes, one method remains a stalwart of reliability and clarity: the Full Documentation Loan. For borrowers and brokers alike, the Full Documentation Loan offers a transparent and traditional approach, ensuring all parties are […]
Tips for Loan Officers: Managing Debt to Income Ratios in Non-QM Loans
For loan officers, one of the pivotal metrics when evaluating a borrower’s loan application is the Debt-to-Income (DTI) ratio. It’s a clear indicator of a borrower’s ability to manage monthly debt payments relative to their gross monthly income. When navigating the world of Non-QM loans, managing this ratio becomes even more critical. Why? Non-QM loans, […]
5 Benefits of the Non-QM Loans Every Loan Officer Should Know
In the ever-evolving mortgage landscape, it’s crucial for loan officers to stay updated with the latest offerings. One segment of the market that has been making waves recently is non-qualified mortgages, or Non-QM loans. They’re not just another type of loan; they’re a versatile tool with unique advantages that can help expand your clientele and […]
Using Assets to Qualify for a Loan: The AHL Asset Only Program
In the evolving world of mortgage financing, traditional income documentation isn’t the only avenue to secure a loan. With the increasing complexities of modern-day finances, lenders are discovering innovative ways to qualify borrowers. AHL Funding, a frontrunner in the world of non-QM lending, has introduced an appealing solution for such scenarios: The Asset Only Program. […]
Unlocking Broker Potential with AHL Funding’s Non-QM Loans
Landscape of Modern Financing: Riding the Non-QM Wave Modern financing is in flux. As consumer demands shift and evolve, brokers are often left in a challenging position to keep up. Enter Non-QM loans, a beacon of potential in today’s dynamic financing environment: AHL Funding: Crafting the Non-QM Narrative AHL Funding isn’t a new kid on […]
Unpacking the Bank Statement Program: A Step-by-Step Guide
An Introduction to Bank Statement Program Navigating the mortgage market can be tricky, especially for those with non-traditional income sources like self-employed individuals or business owners. Thankfully, the Bank Statement Program from AHL Funding provides a solution tailored specifically for these types of borrowers. Why Choose the Bank Statement Program The Bank Statement Program is […]
A Loan Officer’s Guide to Understanding Loan-to-Value (LTV)
Understanding Loan-to-Value (LTV): Loan-to-Value (LTV) is a crucial factor in the loan approval process. It is the ratio of the loan amount to the appraised value of the property, expressed as a percentage. The LTV ratio offers a snapshot of the borrower’s equity in the property. The higher the LTV, the less the homeowner’s equity, […]
How to Talk to Your Clients About Non-QM Loans
Understanding Non-QM Loans Non-QM loans offer a unique opportunity for borrowers who may not fit into the conventional qualifying parameters set by government-sponsored entities. Despite their flexibility, these loans can sometimes be misunderstood, leading to misconceptions that can deter potential borrowers. As a mortgage professional, it’s important to clear these misconceptions by effectively communicating the […]
Strategies to Overcome Misconceptions About Non-QM Loans
Non-QM loans often get a bad rap, clouded by a web of misconceptions that obscure their true benefits. Unjustly labelled as risky or exclusively for borrowers with poor credit, Non-QM loans need an image revamp. To clear the air and give these loans the recognition they deserve, we need effective strategies. Enlightening Through Clear Communication […]
