David and his wife, Beth, would like to refinance their home of 12 years and make some home improvements. Their FICO’s are 762 for David and 598 for Beth. David is a self-employed plumber, and Beth is a stay-at-home mother of two children (ages 8 and 9). The plumbing business bank statements show healthy cash flow, as well as a consistent carry over balance. Their yearly income is surprisingly low, due to substantial tax write-offs. They’re concerned about qualifying for a loan.
The AHL Platinum loan is expressly designed for a loan scenario like David and Beth’s. Submit your client’s loan scenario here.
Mary wants to buy a house. She’s been renting an apartment for six years, and now she’s very excited to become a first-time homeowner. While she hasn’t enough saved for the full down payment, her family is willing to give her a gift. Mary is the office manager for a dental office. She earns $18/hour, with occasional overtime. Her FICO score is 605, with no late payments. Single, no children, Mary and her realtor are looking at townhomes near the dental office.
In this loan scenario, Mary may be a good candidate for the AHL Core loan. Submit your client’s loan scenario here.
Mary wants to buy a house. She’s been renting an apartment for six years, and now she’s very excited to become a first-time homeowner. While she hasn’t enough saved for the full down payment, her family is willing to give her a gift. Mary is the office manager for a dental office. She earns $18/hour, with occasional overtime. Her FICO score is 605, with no late payments. Single, no children, Mary and her realtor are looking at townhomes near the dental office.
In this loan scenario, Mary may be a good candidate for the AHL Core loan. Submit your client’s loan scenario here.
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