Navigating the intricate landscape of income verification in the mortgage industry can be a complex task for both loan officers and borrowers. AHL Funding’s diverse loan programs are masterfully designed to accommodate a spectrum of income situations, offering a tailored fit for virtually every borrower. With an innovative approach and a deep understanding of income diversity, AHL Funding has emerged as a front-runner in Non-QM loan solutions.
Tailoring to Diverse Incomes
Recognizing that income is not always straightforward, AHL Funding’s suite of programs extends beyond traditional verification methods:
Each program is detailed with an understanding that the ‘one-size-fits-all’ model is obsolete. For instance, the Bank Statement program considers expense ratios as low as 20%, offering a lifeline to self-employed borrowers or those with variable incomes. The Full Documentation program accommodates those with high DTI ratios or those requiring jumbo loans up to $3 million, providing a refuge for loans that don’t fit conventional molds.
Innovative Documentation Types
AHL Funding’s recognition of the varying documentation needs leads to several innovative types:
Expansive Geographic Reach
Servicing 18 states, AHL Funding’s geographic reach ensures that a wide range of borrowers can access these flexible loan options. From Arizona to Washington, AHL is licensed to bring innovative loan solutions to a diverse set of markets, ensuring that loan officers can service a broad demographic of borrowers with confidence.
The AHL Advantage for Brokers and Borrowers
Brokers allied with AHL Funding can offer these cutting-edge programs to borrowers, ensuring:
Borrowers benefit from:
[IMAGE PLACEHOLDER: MAP OF THE UNITED STATES HIGHLIGHTING THE 18 STATES AHL FUNDING SERVES]
Your Invitation to Partner with AHL Funding
AHL Funding extends an invitation to brokers who strive to meet the nuanced financial situations of their clients. With over 25 years in the Non-Prime loan sector, AHL’s experience and innovative loan products are the cornerstones of successful partnerships. For brokers ready to take their offerings to the next level, start with AHL Funding’s Broker Approval. If you have a particular loan scenario in mind, submit it through AHL Funding’s Submit a Scenario page and expect a swift, 24-hour turnaround response. With AHL Funding, embrace the capability to address specific income circumstances with precision and expertise.