Ethical Practices and Integrity in Mortgage Lending
In the complex world of mortgage lending, upholding ethical practices and integrity is paramount. For loan officers, adhering to these principles is not just about compliance with laws and regulations; it’s about fostering trust, ensuring fairness, and building long-lasting relationships with clients. This article delves into the significance of ethical conduct in mortgage lending and […]
Non-QM Jumbo Loans: Meeting the Needs of High-Net-Worth Borrowers
The mortgage industry is constantly evolving to meet the diverse needs of homebuyers. One area where this is particularly evident is in the realm of Non-Qualified Mortgage (Non-QM) Jumbo Loans. These loans cater specifically to high-net-worth borrowers who may not fit the traditional lending mold. In this post, we’ll explore the Non-QM Jumbo Loan landscape, […]
Top 5 Reasons Why Mortgage Brokers Should Partner with AHL Funding
Choosing the right wholesale lending partner is essential for mortgage brokers looking to grow their business and better serve their clients. AHL Funding, a reputable wholesale mortgage lender, offers a range of benefits that make it an ideal partner for brokers. In this post, we will explore the top five reasons why mortgage brokers should […]
Understanding the Benefits of Wholesale Mortgage Lending for Brokers and Borrowers
Navigating the world of mortgage lending can be a complex process for both brokers and borrowers. Wholesale mortgage lending, however, offers unique advantages that can simplify the loan process and provide a more tailored and cost-effective solution.
Understanding Non-QM Loan Regulations: How to Stay Compliant and Offer Your Clients the Best Products
As an account executive (AE), understanding Non-QM loan regulations is crucial to providing your clients with the best financing solutions possible. Non-QM loans provide valuable alternatives to traditional mortgage loans, but they also come with their own set of regulations and compliance requirements. In this guide, we’ll cover everything you need to know about Non-QM […]
How to effectively communicate the terms and conditions of non-QM loans to borrowers
When borrowers are considering a non-QM loan, it is important to understand the terms and conditions that come with taking on such a loan. As an non-QM provider, here are some key points to effectively communicate to potential borrowers: These points provide the potential borrower with a better understanding of the risks and benefits that […]
The importance of staying up-to-date on non-QM loan regulations and guidelines
As a loan officer who specializes in non-qualified mortgage (non-QM) loans, it’s important to stay up-to-date on the latest regulations and guidelines that apply to these types of loans. Non-QM loans, which do not meet the qualification standards for traditional qualified mortgage (QM) loans, may have looser credit and underwriting standards, making it even more […]
Continued Growth in Non-QM(Despite Rising Rates?)
Will Non-QM continue to grow, or will there be a market swing? It’s difficult to predict with certainty whether or not the non-QM market will continue to grow during a market downturn. The performance of the non-QM market is influenced by a variety of factors, including economic conditions, borrower demand, and the availability of credit. […]
2023 and Beyond for Non-QM
Planning Ahead: What The Future Holds for Us Experts in the industry disagree on when the tides of the property market will turn. While some are optimistic, others feel things might get worse before they get better. But one thing remains constant: For a few solid reasons, this is the ideal time to dive into […]
Non-QM Market Update – December 2022
Key Takeaways & Highlights How the Economy is Faring & its Effects on the Real Estate sector Rapid inflation has caused fissures to appear in the economy. Consumer spending and corporate investment, which account for more of GDP than net exports, were stagnant in the third quarter. Consumer expenditure on goods declined for the third […]
