Quick Facts

AHL Funding
Los Angeles & Remote
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1 Open Positions

About AHL Funding

AHL Funding Our goal is to shape and build the next generation of mortgage lending with exceptional customer service, integrity, strength and experience. AHL Funding strives to be the best in the business by offering a complete line of quality products and services for the NonQM – Non Agency industry.


Full Job Description

Analyze and evaluate residential loan applications in accordance with investor, agency and internal guidelines. Examine loan documentation for accuracy and completeness to ensure loans meet eligibility requirements and to mitigate risk or loss to the company. Work closely with Account Executives and Operations staff. Provide outstanding levels of customer service through great communication and close attention to detail.


  • Thoroughly and accurately analyze all loan documents, which may include but not limited to the following: AUS decision report, credit report, all sources of income including complex personal and business returns, assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, red flags and fraud check.
  • Experience using Encompass
  • Extensive knowledge of complex tax returns including multiple businesses and multiple financed properties
  • Bank statement calculation with different expense ratios
  • Able to handle multiple investors guidelines.
  • Maintain quality and production standards as set forth by management.
  • Underwrite files and clear conditions on loans with attention to detail as well as with a sense of urgency for our customers.
  • Input loan data and decisions accurately into current loan operating system.
  • Examine transaction matrix, internal, and investor overlays to ensure compliance with investor guidelines.
  • Implement and enforce fraud detection techniques. Request supplemental information/documentation as necessity dictates. Recognize risk factors that may compromise overall quality of loan file.
  • Aid in the resolution of any applicable pre-funding or post purchase loan deficiencies by assisting the post-closing department in curing any outstanding conditions or concerns.
  • Effectively communicate orally and/or via email all loan decisions rendered on files in a professional and positive manner to maintain strong working relationships with co-workers and customers.
  • Maintain consistent communication with brokers and sales staff to ensure all questions are answered in a timely manner while demonstrating outstanding level of customer service skills.


  • Must have recent underwriting experience with all NonQM loan products and current on all updated guidelines, policies and procedures.
  • Must be able to multi-task & handle multiple investors in a fast-paced environment while maintaining a high level of quality.
  • Extensive knowledge of all FNMA investor guidelines.
  • Strong attention to detail, organization and communication skills.
  • Communication skills, verbal and written, capable of expressing complex issues and soliciting input from a broad audience.
  • Knowledge of current industry regulations (ATR, Appendix Q, etc.)